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Submitting Health Insurance Verification

Important Dates

Date Required Action
November 18, 2019 Aetna's online health insurance site opens to incoming spring semester students who need to enroll or submit health insurance verification. Please note: if you returned to UVA for the fall semester and have completed the insurance verification prior to the fall semester, you do not need to complete it again for the spring semester. Also, if you are enrolled as a UVA student in the fall, you are unable to waive out of the Aetna student health plan midway during the academic year. 
January 1, 2020 Coverage begins for students enrolled in the Aetna Student Health Insurance plan.
February 3, 2020 Deadline by which students must enroll or waive coverage.
February 12, 2020 Deadline by which a student can appeal the decision if their waiver is denied.
February 28, 2020 UVA will post the Aetna Student Health Insurance plan annual premium of $1,742 to the SIS accounts of students who enrolled, failed to submit adequate documentation, or whose health plans were determined not to provide comparable coverage.
March 31, 2020 Deadline by which students must pay the annual premium for the Aetna Student Health Insurance plan.
August 14, 2020 Date that coverage ends for students enrolled in the Aetna Student Health Insurance plan.

To determine comparable coverage, a student must complete a waiver application by accessing the online waiver site administered by Aetna Student Health at and following the instructions under the tab labeled “Enroll/Waive."

Before entering the online waiver site, a student should have all of the following available:

  1. Current health insurance plan ID card.
  2. Current health insurance carrier’s brochure or plan description.
  3. University ID number (UID). A student who does not know their UID can go to and click on "University ID Lookup" in the Help section.

Although the online waiver site is administered by Aetna Student Health, it has been pre-programmed to evaluate a student’s waiver application pursuant to the specific coverage criteria set by UVA. Aetna Student Health has no discretion in denying a waiver application.

Students must file a waiver application at the online waiver site by the deadline above. This deadline will be strictly enforced. No waiver applications will be processed after the deadline. Students not meeting the waiver requirement by this date, will be expected to pay the Aetna Student Health Insurance plan premium charge on their SIS accounts. See Denied Waivers or Failure to Waive. Waivers are submitted once at the beginning of each academic year.

Dependents of enrolled students are not subject to the hard waiver program. UVA strongly encourages dependents to maintain adequate health coverage throughout their stay in Charlottesville. As a reminder, dependents with the J-2 visa status are required by law to maintain health insurance at proscribed minimum levels throughout their stay or risk the loss of legal status.

After Submitting a Waiver Application

Review of waivers is completed in 7-10 business days. If more than 10 business days have passed since your application, the status of a waiver application can be confirmed by calling Aetna customer service at 1-800-466-3027. If a student's waiver application is approved, they will receive an email stating that it has been approved. A denial by the pre-programmed online waiver site is not the final decision. All denied waivers are subsequently reviewed by University personnel and an email will be sent from UVA confirming the final determination. See Denied Waivers or Failure to Waive.