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Insurance: International Students

All UVA students, both domestic and international, charged the full comprehensive fees with their tuition must meet the health insurance verification requirements. A student's health insurance must be considered comparable coverage to the Aetna Student Health Plan in order to be accepted under these requirements.

What is comparable coverage for an international student?

In order to be considered comparable coverage, a student’s health insurance plan must meet the following seven specific requirements for 2022-2023:

  1. The plan is provided by a company licensed to do business in the U.S. with (a) a U.S. claims office, (b) a U.S. phone number, (c) plan literature available in English, and (d) benefits provided in accordance with the Affordable Care Act (ACA). Travel insurance & Reimbursement programs of any kind do NOT qualify as comparable coverage.

  2. The plan provides both in-patient care and outpatient care coverage (including visits for behavioral health) within a 75-mile radius of the Charlottesville area. Coverage for emergency-only care does NOT satisfy this requirement.

  3. The insurance plan covers both inpatient and outpatient treatment care coverage for substance use disorder (both alcohol and drug abuse.) The insurance plan must also cover treatment related to suicide or attempted suicide.

  4. The plan provides unlimited coverage for major medical benefits per sickness or injury. Insurance that fails to cover or limits coverage for pre-existing conditions is NOT acceptable.

  5. The coverage must remain in effect for all semesters in which a student is enrolled for the 2022-2023 academic year.

  6. The plan provides a minimum of $10,000 in coverage for repatriation/evacuation to a student's home country or return of mortal remains.

  7. The student is held financially responsible for payment of all charges not covered by their health insurance plan.