Aetna Student Health Plan

Students may enroll online during insurance verification open enrollment timeframes.

The policy number is 812806.

No. However, the University requires students to have health insurance, and encourages them to compare current coverage to the Aetna Student Health Plan.

You might qualify for a Special Enrollment Period if you or anyone in your household lost qualifying health coverage in the past 30 days OR expects to lose coverage in the next 30 days. Coverage losses that may qualify you for a Special Enrollment Period:

• Losing job-based coverage
• Losing COBRA coverage
• Losing individual health coverage for a plan or policy you bought yourself
• Losing eligibility for Medicaid or CHIP
• Losing coverage through a family member

If you think you may qualify for a special enrollment period based on the above information, please email sth-ins@virginia.edu to request enrollment into the Aetna Student Health plan within 30 days of losing current insurance coverage.

If you experience certain types of life changes — like having a baby, adopting a child, getting married, and/or adding a dependent — you may qualify for a special enrollment in the Aetna Student Health plan for the rest of the plan year.

If adding a dependent to the health insurance plan, please email sth-ins@virginia.edu. A paper application will need to be requested and submitted to Aetna Student Health within 30 days of the qualifying life event change with payment. If applicable, a loss/end of coverage document will need to be obtained regarding current insurance plan and submitted with the application.

2021-2022 Rates: Annual

 Student: $3,148 (8/1/21) or $3,027 (8/15/21)

 Spouse: $3,148 (8/1/21) or $3,027 (8/15/21)

 One Child: $3,148 (8/1/21) or $3,027 (8/15/21)

Two or More Children: $6,296 (8/1/21) or $6,054 (8/15/21)

If adding a dependent to your Aetna Student Health Insurance plan, please email sth-ins@virginia.edu. A paper application will need to be requested and submitted to Aetna Student Health within 30 days of the qualifying life event change with payment. If loss of coverage is reason for qualifying event, a letter of prior coverage will need to be obtained from current insurance plan and submitted with the application.

No. Only students charged the comprehensive fees with their tuition are eligible to purchase the Aetna Student Health plan. Full time comprehensive fees include Comprehensive Fees-VA, Comprehensive Fees -NOGS VA, Comprehensive Fees-NVA, Comprehensive Fees-NOGS NVA and Comprehensive Fees-OffGr Res as listed in SIS.  Any student with questions regarding eligibility should contact Student Health and Wellness at (434) 243-2702 or email sth-ins@virginia.edu.

No. Aetna Student Health partners with Aetna's national PPO (Preferred Provider Organization) with more than 1,000,000 providers, pharmacies, and facilities, including the care providers at Student Health. Students insured by Aetna Student Health can minimize out-of-pocket cost by using Student Health where students will NOT be charged the $25 visit co-payment; lab or radiological tests ordered by Student Health physicians and any services/supplies (except Pharmacy) provided at Student Health will be covered at 100%. With other participating Aetna providers, a $25 co-payment is customary for each visit; diagnostic services are covered at 80%. You may seek treatment from a non-preferred provider or facility at higher out-of-pocket costs.

This charge will be viewable to students in the SIS Student Center and will have a due date. Like other charges on a student's SIS account, failure to pay the full cost of the Aetna Student Health Insurance plan premium will result in a registration block, which will prevent registration for the next semester of classes.

If you withdraw from school within the first 31 days of a coverage period, you will not be covered under the Policy and the full premium will be refunded, less any claims paid. If you withdraw from school for any reason other than joining the armed forces, Aetna won't refund your premium. Instead, you’ll continue to be insured until your coverage period runs out for which premium has been paid. You will be insured for the coverage period for which you are enrolled, and for which premium has been paid. If graduating in December, may request a refund for the Spring semester and cancel your plan at the end of the Fall semester by sending an email to sth-ins@virginia.edu.  We will verify your graduation date in SIS prior to issuing the credit to your student account. Please refer to the Plan Design and Benefits Summary for more information regarding eligibility, coverage dates, premium rates and applicable deadlines.

Yes. If medically necessary, substance use disorder and behavioral health treatments will be covered. Generally, the extent of coverage may depend on what type of treatment is provided on an inpatient or outpatient basis. Refer to your insurance brochure (can be found at www.uvastudentinsurance.com) or call the Aetna customer service number on your Aetna ID card. You may also call Student Health Counseling and Psychological Services (CAPS) at (434) 924-5556.

Aetna Student Health administers the University of Virginia student health insurance plan. Aetna Student Health has more than 30 years of experience in student health insurance. It employs more than 300 individuals focused on all aspects of student health insurance. Aetna Student Health partners with over 200 colleges and universities on a fully-insured basis and is the largest student health administrator in the country. It proudly points to the fact that they retain a majority of their college clients and enrolled students each academic year and that it insures more than 500,000 students and dependents nationwide. Aetna Student Health members are provided access to preferred providers through the nationwide Aetna network.

In 2001-2002, Aetna Student Health, then known as The Chickering Group, was first selected to administer the University’s student health plan following an open and competitive Request for Proposal (RFP) process. The selection committee consisted of University faculty, students, and administrators. Aetna Student Health was awarded a three-year contract, which expired on August 24, 2005. The contract included an option that permitted two one-year renewal periods. The University exercised both options for renewal, causing the original contract to expire in August 2007.

In 2006, the University conducted another open and competitive RFP for the student health plan. The selection committee, which again consisted of University faculty, students, and administrators, awarded Aetna Student Health the contract for the 2007-2008 plan year with annual options for renewal over the next 14 years. Following comprehensive review of the plan and negotiations to ensure a competitive rate, the University exercised its options for renewal by executing a contract with Aetna Student Health for the last nine plan years. Following the same process, the University exercised its eleventh option for renewal for the 2021-2022 plan year.